Banking App Helps Customers Control Their Holiday Spending

Technology News – A new banking app that uses red, yellow and green messages to warn account holders when they are paying out more or less than usual has helped users rein in their spending by as much as 8 percent.
Toronto-Dominion Bank did not set out to change consumer habits when it offered its TD MySpend app in April. Canada’s second-largest bank just wanted to offer more information to customers who use their phones to check account balances.
But its ease of use has caught on. Customers don’t have to make up a budget to start using the app and it sends notices immediately with each purchase showing them whether they are spending more or less each month in categories such as dining out, entertainment and travel.

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